But then I thought “what if I had a gallon jug of pennies”? I wondered how many pennies that would be. So I googled it and discovered that a gallon jar would hold around 50,000 pennies - $50 worth. Using the same figures of 10.83% compounded quarterly for 70 years I again clicked calculate. The results were a little more encouraging. My hypothetical jar of pennies invested for 70 years would grow to $88, 628.68. I think I will continue picking up pennies.
It occurs to me that life is somewhat like a jar of pennies. Maybe we even think of ourselves as being as common as a copper penny. Even if that were true, which it surely is not, we should be able to see that we have value. And if that value is properly harnessed we can do wonderful things. There are two things that every person has in common in life. We all have time and we all have opportunity. We do not all have the same amount of time. We do not all have the same amount of opportunity. But we all have some measure of each. My life may only be a jar of pennies. But it is a jar of pennies. If we will learn to make the most of our time and take advantage of our opportunities life will compound into something beneficial.